Terms of Service
Last Updated: 2024
1. Subject and Acceptance of Terms
Welcome to Village Broom. These Terms of Service ("Terms") govern your access to and use of our website, which provides information on currency exchange strategies (USD/CAD) and investment insights in Canada. By accessing or using the website, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy.
If you do not agree to these terms, you must immediately cease all use of the website. These terms constitute a legally binding agreement between you and Village Broom, headquartered in Quebec City, Canada.
2. Description of Services
Village Broom provides educational content, market analysis, and comparative guides regarding:
| Service Category | Description of Information Provided |
|---|---|
| Currency Exchange Guides | Strategies for USD/CAD conversion, including the Norbert Gambit method. |
| Market Analysis | Updates on economic indicators affecting the Canadian Dollar. |
| Broker Comparisons | Information on bank rates versus private brokerage fees in Quebec. |
| Tax & Regulatory Info | General overviews of taxation on foreign exchange gains in Canada. |
3. User Conduct and Prohibitions
Users agree to use the website only for lawful purposes. You are strictly prohibited from:
- Using the website in any way that violates the laws of Quebec or Canada.
- Engaging in data mining, scraping, or any other systematic extraction of content.
- Attempting to bypass security measures or gain unauthorized access to our systems.
- Using our financial information as the sole basis for high-risk investment decisions without independent verification.
- Redistributing our proprietary content without explicit written consent from Village Broom.
4. Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of Village Broom or its content suppliers and is protected by Canadian and international copyright laws. The "Village Broom" name and logo are trademarks of the company. No portion of this site may be reproduced, duplicated, copied, sold, or otherwise exploited for any commercial purpose without express written consent.
5. Limitation of Liability and Disclaimer of Warranties
| Clause | Our Responsibility / Limitation |
|---|---|
| No Financial Advice | Content is for informational purposes only. We are not registered financial advisors in Quebec. |
| Accuracy of Data | While we strive for accuracy, currency rates change rapidly. We do not guarantee real-time precision. |
| Third-Party Links | We are not responsible for the content or practices of external brokerage or banking websites. |
| Liability Cap | In no event shall Village Broom be liable for losses exceeding the amount paid by you (if any) to access the site. |
6. Applicable Law and Jurisdiction
These Terms are governed by and construed in accordance with the laws of the Province of Quebec and the federal laws of Canada applicable therein.
In compliance with the Civil Code of Quebec and the Consumer Protection Act (where applicable), any disputes arising from these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts located in the judicial district of Quebec City.
7. Modifications to Terms
Village Broom reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the site following such changes constitutes your acceptance of the revised Terms. We encourage users to review this page periodically.
8. Contact Information and Legal Entity
If you have any questions regarding these Terms of Service, please contact Village Broom at:
- Address: 1050 Rue Saint-Jean, Quebec City
- Email:
- Phone: +1 (865) 609-3024
Village Broom operates in full compliance with the Act respecting the protection of personal information in the private sector (Quebec) and the Personal Information Protection and Electronic Documents Act (PIPEDA) (Canada).